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  1. Home
  2. →Trustee sale laws
  3. →Missouri

MO · deed-of-trust state · 4 rules quoted · reviewed October 5, 2026

Missouri foreclosure laws

Missouri sets a short floor — 20 days’ notice — and is one of the few places where the borrower can redeem after the sale, but only if the lender bought and the borrower gave notice first.

What Missouri law requires

Notice before the sale

Not less than 20 days’ notice, in the county where the land sits

RSMo § 443.310
The statute’s own words
“not less than twenty days’ notice of such sale shall be given, whether so provided in such mortgage or deed of trust or not”RSMo § 443.310
Newspaper publication

Four successive weekly issues (20 daily insertions in larger counties), the last no more than a week before

RSMo § 443.320RSMo § 443.320
The statute’s own words
“inserted for at least twenty times, and continued to the day of the sale”RSMo § 443.320
“the last insertion to be not more than one week prior to the day of sale”RSMo § 443.320
Redemption after the sale

One year, but only where the lender bought and the borrower gave notice at or 10 days before the sale

RSMo § 443.410RSMo § 443.410
The statute’s own words
“shall be brought in by the holder of such debt or obligation or by any other person for such holder shall be subject to redemption by the grantor”RSMo § 443.410
“shall give written notice at the sale or within ten days before the date advertised for the sale”RSMo § 443.410
Also worth knowing

Anyone may record a request to be notified of a sale personally

RSMo § 443.325(1)
The statute’s own words
“Any person desiring notice of sale under any deed of trust or mortgage with power of sale upon real property may, at any time subsequent to recordation of such deed of trust or mortgage, cause to be filed for record”RSMo § 443.325(1)

Quoted from the Missouri code and re-checked by script. Statutes carry exceptions a table cannot — read the section before relying on it.

Holding a notice? The trustee sale deadline calculator turns these rules into calendar dates from the sale date it gives.

What Missouri notices actually show

Upcoming sales
323
311 in 30 days
Median notice lead
21 days
341 sales
Notices printed
937
Sales on record
546

Data as of Oct 5, 2026 · sale counts recomputed nightly

Missouri law requires 20 days, and the notices we hold run a median of 21 days from first publication to the sale. The newspaper notice here runs at or beyond the statutory minimum, so the published notice is the binding step rather than a late formality.

See what is scheduled now in Missouri trustee sales, or the national figures in trustee sale statistics.

Missouri questions

How much notice is required before a trustee sale in Missouri?↗

Not less than 20 days’ notice, in the county where the land sits, under RSMo § 443.310. In practice, a notice we hold in Missouri first appears in a newspaper a median of 21 days before the sale it announces, across 341 sales.

Is there a right of redemption after a trustee sale in Missouri?↗

One year, but only where the lender bought and the borrower gave notice at or 10 days before the sale, under RSMo § 443.410.

Put these rules to work

  • Trustee sale deadline calculatorEvery Missouri deadline as a calendar date, counted from the sale date on a notice.
  • Foreclosure auction max bid calculatorThe most to bid at a Missouri sale and still make your profit, with the 70% rule beside it.
  • Notice of trustee's sale decoderPaste a notice and get it back in plain English, with the deadlines it starts.
  • Trustee sale cashier's check calculatorThe checks to bring so you can pay any winning bid up to your maximum.
  • How to buy at a trustee saleTitle checks, bidding, payment and when the sale becomes final.
  • What happens after a trustee saleThe trustee's deed, surplus funds, deficiency and possession.
  • Trustee sale glossaryTrustor, beneficiary, credit bid, APN — every term a notice uses.

How to cite this page

TrusteeSaleData. "Missouri foreclosure laws." Reviewed October 5, 2026. https://www.trusteesaledata.com/trustee-sale-laws/missouri

Cite the statute itself where you can — every rule above names its section and links to the state’s own page. Corrections to a rule, with the section that contradicts it, are welcome at support@trusteesaledata.com. Nothing here is legal advice: TrusteeSaleData is not a law firm, a trustee, or a government agency.

Other states: trustee sale laws by state.

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