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© TrusteeSaleData. Not a government agency, trustee, lender, or brokerage, and not legal advice. Sale dates and status may change after publication. Verify details with the trustee before acting.

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  1. Home
  2. →Trustee sale laws
  3. →Oregon

OR · deed-of-trust state · 6 rules quoted · reviewed October 5, 2026

Oregon foreclosure laws

Oregon gives the longest notice in the country — 120 days, served and mailed — lets a borrower cure until five days before the sale, and ends every interest the sale forecloses with no redemption.

What Oregon law requires

Notice before the sale

Served or mailed at least 120 days before the sale

ORS 86.764(1)
The statute’s own words
“at least 120 days before the day the trustee conducts the sale”ORS 86.764(1)
Newspaper publication

Once a week for 4 successive weeks, the last more than 20 days before the sale

ORS 86.774(2)(a)
The statute’s own words
“The last publication must be made more than 20 days prior to the date the trustee conducts the sale.”ORS 86.774(2)(a)
When and how the sale is held

After 9 a.m. and before 4 p.m., in a county where the property sits

ORS 86.782(1)(a)
The statute’s own words
“The designated time of the trustee’s sale must be after 9 a.m. and before 4 p.m.”ORS 86.782(1)(a)
Right to cure or reinstate

Until five days before the date last set for the sale

ORS 86.778(1)
The statute’s own words
“may cure the default or defaults at any time prior to five days before the date last set for the sale”ORS 86.778(1)
Postponement

Up to 180 days in total, with written notice at least 15 days before the new date

ORS 86.782(2)(a)ORS 86.782(2)(b)
The statute’s own words
“may postpone the sale for one or more periods that total not more than 180 days from the original sale date, giving notice of each postponement by public proclamation made at the time and place set for sale”ORS 86.782(2)(a)
“The notice must be given at least 15 days before the new sale date. The person may postpone the sale once, for not more than two calendar days, without giving notice as provided in this paragraph.”ORS 86.782(2)(b)
Redemption after the sale

None for any interest the sale forecloses

ORS 86.797(1)
The statute’s own words
“may not redeem the property from the purchaser at the trustee’s sale”ORS 86.797(1)

Quoted from the Oregon code and re-checked by script. Statutes carry exceptions a table cannot — read the section before relying on it.

Holding a notice? The trustee sale deadline calculator turns these rules into calendar dates from the sale date it gives.

What Oregon notices actually show

Upcoming sales
399
134 in 30 days
Median notice lead
104 days
151 sales
Notices printed
388
Sales on record
423

Data as of Oct 5, 2026 · sale counts recomputed nightly

Oregon law requires 120 days, and the notices we hold run a median of 104 days from first publication to the sale. That is shorter than the statutory minimum because the minimum runs from an earlier step — the recorded notice or the mailing to the borrower — while this counts from the day the notice first appeared in a newspaper.

See what is scheduled now in Oregon trustee sales, or the national figures in trustee sale statistics.

Oregon questions

How much notice is required before a trustee sale in Oregon?↗

Served or mailed at least 120 days before the sale, under ORS 86.764(1). In practice, a notice we hold in Oregon first appears in a newspaper a median of 104 days before the sale it announces, across 151 sales.

Can a Oregon trustee sale be stopped by paying what is owed?↗

Oregon allows reinstatement: until five days before the date last set for the sale, under ORS 86.778(1). The amount due is the arrears and the costs allowed, not the entire loan.

Is there a right of redemption after a trustee sale in Oregon?↗

None for any interest the sale forecloses, under ORS 86.797(1).

Put these rules to work

  • Trustee sale deadline calculatorEvery Oregon deadline as a calendar date, counted from the sale date on a notice.
  • Foreclosure auction max bid calculatorThe most to bid at a Oregon sale and still make your profit, with the 70% rule beside it.
  • Notice of trustee's sale decoderPaste a notice and get it back in plain English, with the deadlines it starts.
  • Trustee sale cashier's check calculatorThe checks to bring so you can pay any winning bid up to your maximum.
  • How to buy at a trustee saleTitle checks, bidding, payment and when the sale becomes final.
  • What happens after a trustee saleThe trustee's deed, surplus funds, deficiency and possession.
  • Trustee sale glossaryTrustor, beneficiary, credit bid, APN — every term a notice uses.

How to cite this page

TrusteeSaleData. "Oregon foreclosure laws." Reviewed October 5, 2026. https://www.trusteesaledata.com/trustee-sale-laws/oregon

Cite the statute itself where you can — every rule above names its section and links to the state’s own page. Corrections to a rule, with the section that contradicts it, are welcome at support@trusteesaledata.com. Nothing here is legal advice: TrusteeSaleData is not a law firm, a trustee, or a government agency.

Other states: trustee sale laws by state.

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