WV · deed-of-trust state · 4 rules quoted · reviewed October 5, 2026
West Virginia routes the notice through its legal-advertisement classes — a Class II advertisement, two weekly insertions — serves the borrower by certified mail, and closes the door on procedural challenges one year after the sale.
Served on the borrower by certified mail; on a subordinate lienholder at least 20 days before the sale
“a copy of such notice shall be served on the grantor in such trust deed, or his agent or personal representative, by certified mail, return receipt requested”W. Va. Code § 38-1-4
“shall be served by certified mail, at least twenty days prior to the sale, upon any subordinate lienholder”W. Va. Code § 38-1-4
As a Class II legal advertisement: once a week for 2 successive weeks
“the trustee shall publish a notice of a trustee's sale as a Class II legal advertisement”W. Va. Code § 38-1-4
“a Class II legal advertisement shall be published once a week for two successive weeks”W. Va. Code § 59-3-2(a)
On the terms in the deed; failing that, a third down and the rest over two years
“one third of the purchase money cash in hand, one third thereof, with interest, in one year, and the residue thereof, with interest, in two years from the day of sale”W. Va. Code § 38-1-5
A challenge to the sale’s procedure must be brought within a year
“no action or proceeding to set aside a trustee’s sale due to the failure to follow any notice, service, process or other procedural requirement relating to a sale of property under a trust deed shall be filed or commenced more than one year from the date of the sale”W. Va. Code § 38-1-4a
Quoted from the West Virginia code and re-checked by script. Statutes carry exceptions a table cannot — read the section before relying on it.
Holding a notice? The trustee sale deadline calculator turns these rules into calendar dates from the sale date it gives.
Data as of · sale counts recomputed nightly
See what is scheduled now in West Virginia trustee sales, or the national figures in trustee sale statistics.
Served on the borrower by certified mail; on a subordinate lienholder at least 20 days before the sale, under W. Va. Code § 38-1-4. In practice, a notice we hold in West Virginia first appears in a newspaper a median of 21 days before the sale it announces, across 384 sales.
TrusteeSaleData. "West Virginia foreclosure laws." Reviewed October 5, 2026. https://www.trusteesaledata.com/trustee-sale-laws/west-virginia
Cite the statute itself where you can — every rule above names its section and links to the state’s own page. Corrections to a rule, with the section that contradicts it, are welcome at support@trusteesaledata.com. Nothing here is legal advice: TrusteeSaleData is not a law firm, a trustee, or a government agency.
Other states: trustee sale laws by state.