NC · deed-of-trust state · 4 rules quoted · reviewed October 5, 2026
North Carolina is the outlier: the sale runs through the clerk of court, the bidding stays open for 10 more days after the hammer falls, and each upset bid restarts the clock.
Once a week for at least 2 successive weeks; posted 20 days before
“The notice shall be published once a week for at least two successive weeks”N.C.G.S. § 45-21.17(1)b
“at least 20 days immediately preceding the sale”N.C.G.S. § 45-21.17(1)a
Between 10:00 A.M. and 4:00 P.M. on a day the clerk’s office is open
“The sale shall be held between the hours of 10:00 A.M. and 4:00 P.M. on any day when the clerk’s office is normally open for transactions”N.C.G.S. § 45-21.23
Bidding stays open: an upset bid of 5% or more restarts a 10-day period
“for an amount exceeding the reported sale price or last upset bid by a minimum of five percent (5%) thereof, but in any event with a minimum increase of seven hundred fifty dollars ($750.00)”N.C. Gen. Stat. § 45-21.27(a)
“there may be successive upset bids each of which shall be followed by a period of 10 days for a further upset bid”N.C. Gen. Stat. § 45-21.27(a)
“When an upset bid is not filed following a sale, resale, or prior upset bid within the time specified, the rights of the parties to the sale or resale become fixed.”N.C. Gen. Stat. § 45-21.27(a)
To a day certain no later than 90 days after the original date
“postpone the sale to a day certain not later than 90 days after the original date for the sale”N.C.G.S. § 45-21.21(a)
Quoted from the North Carolina code and re-checked by script. Statutes carry exceptions a table cannot — read the section before relying on it.
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Data as of · sale counts recomputed nightly
See what is scheduled now in North Carolina trustee sales, or the national figures in trustee sale statistics.
TrusteeSaleData. "North Carolina foreclosure laws." Reviewed October 5, 2026. https://www.trusteesaledata.com/trustee-sale-laws/north-carolina
Cite the statute itself where you can — every rule above names its section and links to the state’s own page. Corrections to a rule, with the section that contradicts it, are welcome at support@trusteesaledata.com. Nothing here is legal advice: TrusteeSaleData is not a law firm, a trustee, or a government agency.
Other states: trustee sale laws by state.