UT · deed-of-trust state · 4 rules quoted · reviewed October 5, 2026
Utah publishes for three weeks and finishes at least 10 days out, gives a borrower three months from the notice of default to reinstate, and lets a lender sue for the balance within three months of the sale.
Three times, once a week for 3 consecutive weeks, the last 10–30 days before the sale
“at least once a week for three consecutive weeks”Utah Code § 57-1-25(1)(a)
“the last publication to be at least 10 days but not more than 30 days before the date the sale is scheduled”Utah Code § 57-1-25(1)(a)
Public auction to the highest bidder, conducted by the trustee or its attorney
“the trustee or the attorney for the trustee shall sell the property at public auction to the highest bidder”Utah Code § 57-1-27(1)(a)
Within three months of the notice of default being recorded
“at any time within three months of the filing for record of notice of default under the trust deed”Utah Code § 57-1-31(1)(a)
An action may be commenced within 3 months of the sale
“At any time within three months after any sale of property under a trust deed as provided in Sections 57-1-23 , 57-1-24 , and 57-1-27 , an action may be commenced to recover the balance due”Utah Code § 57-1-32
Quoted from the Utah code and re-checked by script. Statutes carry exceptions a table cannot — read the section before relying on it.
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Data as of · sale counts recomputed nightly
See what is scheduled now in Utah trustee sales, or the national figures in trustee sale statistics.
Utah allows reinstatement: within three months of the notice of default being recorded, under Utah Code § 57-1-31(1)(a). The amount due is the arrears and the costs allowed, not the entire loan.
An action may be commenced within 3 months of the sale, under Utah Code § 57-1-32.
TrusteeSaleData. "Utah foreclosure laws." Reviewed October 5, 2026. https://www.trusteesaledata.com/trustee-sale-laws/utah
Cite the statute itself where you can — every rule above names its section and links to the state’s own page. Corrections to a rule, with the section that contradicts it, are welcome at support@trusteesaledata.com. Nothing here is legal advice: TrusteeSaleData is not a law firm, a trustee, or a government agency.
Other states: trustee sale laws by state.