VA · deed-of-trust state · 6 rules quoted · reviewed October 5, 2026
Virginia gives an owner-occupier 60 days’ written notice, lets the deed of trust set the advertising schedule within limits, and fixes the sale in a window tied to the advertisements rather than to a fixed number of days.
Written notice to the owner at least 60 days before the sale for an owner-occupied home, 14 days otherwise
“no less than 60 days prior to such sale, in the case of a deed of trust conveying owner-occupied residential real estate, or 14 days prior to such sale, in the case of all other deeds of trust”Va. Code § 55.1-321(A)
Once a week for 4 successive weeks, unless the deed sets fewer — never less than once a week for 2 weeks
“the trustee shall advertise once a week for four successive weeks”Va. Code § 55.1-322(A)(2)
“it shall be published not less than once a week for two weeks”Va. Code § 55.1-322(A)(1)
No earlier than 8 days after the first advertisement, and within 30 days of the last
“the sale shall be held on any day following the day of the last advertisement that is no earlier than eight days following the first advertisement or more than 30 days following the last advertisement”Va. Code § 55.1-322(A)(1)
The trustee may require a cash deposit of up to 10% of the price before taking a bid, unless the deed sets another maximum
“The trustee may require of any bidder at any sale a cash deposit of as much as 10 percent of the sale price, unless the deed of trust specifies a higher or lower maximum”Va. Code § 55.1-324(A)(2)
At the trustee’s discretion; no new mailed notice, but the postponed sale is advertised again as the original was
“In the event of postponement of sale, which may be done in the discretion of the trustee, no new or additional notice is required to be given”Va. Code § 55.1-321(D)
“advertisement of such postponed sale shall be in the same manner as the original advertisement of sale”Va. Code § 55.1-322(D)
A buyer must certify it will pay off any senior deed of trust or mortgage within 90 days of the trustee’s deed being recorded
“Any purchaser at a foreclosure sale shall provide certification that such purchaser shall pay off any priority security instruments no later than 90 days from the date that the trustee's deed conveying the property pursuant to such sale is recorded in the land records.”Va. Code § 55.1-321(A2)
Quoted from the Virginia code and re-checked by script. Statutes carry exceptions a table cannot — read the section before relying on it.
Holding a notice? The trustee sale deadline calculator turns these rules into calendar dates from the sale date it gives.
Data as of · sale counts recomputed nightly
Virginia law requires 60 days, and the notices we hold run a median of 35 days from first publication to the sale. That is shorter than the statutory minimum because the minimum runs from an earlier step — the recorded notice or the mailing to the borrower — while this counts from the day the notice first appeared in a newspaper.
See what is scheduled now in Virginia trustee sales, or the national figures in trustee sale statistics.
Written notice to the owner at least 60 days before the sale for an owner-occupied home, 14 days otherwise, under Va. Code § 55.1-321(A). In practice, a notice we hold in Virginia first appears in a newspaper a median of 35 days before the sale it announces, across 999 sales.
TrusteeSaleData. "Virginia foreclosure laws." Reviewed October 5, 2026. https://www.trusteesaledata.com/trustee-sale-laws/virginia
Cite the statute itself where you can — every rule above names its section and links to the state’s own page. Corrections to a rule, with the section that contradicts it, are welcome at support@trusteesaledata.com. Nothing here is legal advice: TrusteeSaleData is not a law firm, a trustee, or a government agency.
Other states: trustee sale laws by state.